Commercial & Employer Health
Helping employers design data-informed, cost-effective benefit programs.

Athena combines actuarial rigor and strategic insight to build health plans that work better for people and organizations alike.

Our People
Our team knows that better benefits mean better outcomes.

We work to align plan strategy with our clients’ organizational values–so employers can offer meaningful coverage, attract and retain talent, and support a healthier workforce. Our actuarial work is grounded in deep analysis and awareness of trends to drive more confident choices in a complex, fast-moving market.

Rate Setting

Alignment of fair and competitive rates that keep plans sustainable while controlling costs for employers and members.

Benefit Program & Plan Design

Creating strategic programs that balance cost, competitiveness, and employee well-being while staying true to clients’ values.

Financial & Reserve Analysis

Assessment of financial performance and reserves to give employers confidence in long-term plan stability.

Regulatory Compliance & Audit

Helping plans navigate regulations and audits with ease, ensuring compliance and reducing risk.

Strong partnerships increase our impact.

We’ve built strategic alliances with premier firms across the industry, enabling us to bring both depth and breadth of expertise to our clients. These partnerships expand our ability to deliver innovative, comprehensive, and highest-quality solutions tailored to each organization’s unique needs.

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